Products

Life Insurance: Life insurance can protect the lifestyle and future of your family, and we offer a variety of different types of policies that can be tailored to your individual needs. Some provide temporary protection for short-term needs, while others are designed for long-term or permanent protection. A permanent life insurance policy may even accumulate a tax-deferred cash value over time. A cash value can be accessed to supplement retirement income when your protection needs decrease later in life, or for any other major life event need, such as paying for a child’s college tuition. Discover the versatility of life insurance and how it can benefit you and your loved ones.

Long-term Care Insurance: Throughout life, we may need a little assistance. As such, if you plan ahead, long-term care insurance may help protect you or a family member’s future and preserve the assets you’ve worked so hard to accumulate. Click here to learn more.

Individual Disability Insurance: Earning an income is probably your most valuable asset. Any sound financial strategy must protect a portion of the income that might be lost if you were injured or ill. Click here to learn more.

Income Annuities: Preparing for retirement is easier with the help of our guaranteed income annuity products¹. If you choose an immediate annuity, income will begin to flow immediately and will continue for the rest of your life. If you choose a deferred income annuity, you can save now for lifetime payments that start when you need them. Regardless, you can rest assured that you’ll always have a steady income stream when you need it most.

Other Products: We have established relationship with other carriers and can supply you with information on individual and group health insurance products³. Chances are we can still assist you even if we don’t offer it.

Call us or request a free consultation to learn more about our products and services. We’re happy to answer all your questions and provide recommendations based on your specific situation.

* By accessing the cash value, the death benefit and cash surrender value will be reduced.

¹ Guarantees are backed by the issuer’s ability to pay claims.

² Early withdrawals may be subject to charges. In addition to paying income taxes that may be due, distributions from annuities before 59 ½ may also be subject to a 10% federal tax penalty.

³ Products may be available from one or more carriers not affiliated with Omega Investments, subject to carrier authorization and product availability in your state.